Last Updated: April, 2024

Introduction

Please be aware that your use of and access to the services (as defined below) are governed by the following terms. If you do not agree to all of these terms, you may not use or access the services in any way.

Terms of Use

eNetworkspay is a digital payment platform that allows users to manage and process their transactions across various financial services. eNetworkspay aims to make payment processing as seamless as possible by offering a range of services that enhance financial flexibility and efficiency. Users of eNetworkspay can deposit money into a variety of accounts and make use of the platform's capabilities for efficient transactions. Additionally, the eNetworkspay platform may offer tools such as virtual cards to facilitate secure spending directly from user accounts.

Terms and Conditions


1. Account Registration and Use

In order to use eNetworkspay's services, you must create an account on the eNetworkspay website (www.enetworkspay.com) and provide accurate and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify eNetworkspay immediately of any unauthorized use of your account or any other breach of security. eNetworkspay reserves the right to suspend or terminate your account at any time for any reason without notice or liability.

2. User Obligations

As a user of eNetworkspay's services, you agree to comply with all applicable laws, regulations, and eNetworkspay's policies. You represent and warrant that you have the legal capacity and authority to enter into these Terms and to use eNetworkspay's services. You agree not to use eNetworkspay's services for any illegal, fraudulent, or unauthorized purpose, and you will not engage in any activity that could damage, disable, overburden, or impair the operation or security of eNetworkspay's services.

3. Intellectual Property

All intellectual property rights in eNetworkspay's services, including but not limited to trademarks, logos, copyrights, patents, trade secrets, and proprietary information, are owned by eNetworkspay or its licensors. You are granted a limited, non-exclusive, non-transferable, revocable license to use eNetworkspay's services for your personal, non-commercial use only. You may not copy, modify, distribute, reverse engineer, decompile, or disassemble any part of eNetworkspay's services without the prior written consent of eNetworkspay. You may not use any trademarks, logos, or copyrighted materials of eNetworkspay without obtaining express permission.

4. Privacy and Data Protection

eNetworkspay takes the privacy and protection of user data seriously. eNetworkspay collects and uses personal information in accordance with its Privacy Policy, which is available on the eNetworkspay website. By using eNetworkspay's services, you consent to the collection, use, and disclosure of your personal information as described in the Privacy Policy.

5. Limitation of Liability

eNetworkspay and its affiliates, officers, directors, employees, agents, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, or other intangible losses, arising out of or in connection with your use of eNetworkspay's services, even if eNetworkspay has been advised of the possibility of such damages. In no event shall eNetworkspay's total liability to you for all damages exceed the amount paid by you to eNetworkspay during the six (6) months preceding the claim.

6. Termination

eNetworkspay reserves the right to terminate or suspend your access to its services at any time, with or without cause, without notice or liability. Upon termination, your right to use eNetworkspay's services will immediately cease, and you must cease all use of eNetworkspay's services.

7. Modification of Terms

eNetworkspay reserves the right to modify or update these Terms and Conditions at any time, without notice. You are responsible for reviewing the most current version of the Terms and Conditions on the eNetworkspay website. Continued use of eNetworkspay's services after any changes to the Terms and Conditions constitutes your acceptance of such changes.

8. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of Nigeria. Any dispute arising out of or in connection with these Terms and Conditions shall be submitted to the exclusive jurisdiction of the courts of Nigeria.

9. Effective Date

These Terms and Conditions are effective as of the date of publication on the eNetworkspay website.

10. Severability

If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. The invalid or unenforceable provision shall be replaced by a valid and enforceable provision that most closely reflects the intent of the original provision.

11. Entire Agreement

These Terms and Conditions constitute the entire agreement between you and eNetworkspay regarding your use of eNetworkspay's services and supersede all prior and contemporaneous agreements and understandings, whether oral or written, relating to the subject matter herein.

12. Waiver

The failure of eNetworkspay to exercise or enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision. Any waiver of any provision of these Terms and Conditions must be in writing and signed by an authorized representative of eNetworkspay.

13. Assignment

You may not assign or transfer any of your rights or obligations under these Terms and Conditions without the prior written consent of eNetworkspay. eNetworkspay may freely assign or transfer its rights and obligations under these Terms and Conditions without restriction.

14. Survival

Any provisions of these Terms and Conditions that by their nature should survive termination, including but not limited to intellectual property rights, disclaimers, limitations of liability, and indemnity provisions, shall survive the termination of these Terms and Conditions.

15. Disclaimer

Disclaimer: eNetworkspay is not a bank and does not hold depositor's funds. eNetworkspay acts solely as a financial technology company facilitating its offerings in partnership with licensed transmitters in their respective jurisdictions. We do not engage in banking activities or provide traditional banking services. By using the eNetworkspay website and its associated services, you acknowledge and accept that eNetworkspay is not a bank and that any financial transactions or services are provided by third-party partners.

"eNetworkspay" is a trading name of ENETWORKS TECHNOLOGY LIMITED, a private limited company registered in Nigeria with company number [Insert Company Number] under the 'Other financial service activities' classification.

16. Contact Us

If you have any questions or concerns about these Policies or our privacy practices, please contact us at: